Barclays Online CD Annual Percentage Yield (APY) for the CD term(s) mentioned above is valid as of XX/XX/XXXX. No minimum opening balance or deposit required to open. Fees could reduce earnings on the account. Rates may change at any time without prior notice before the account is opened. In order to maintain an account, funding must occur within 14 days of account opening. For interest to post to your account you must maintain a minimum balance that would earn you at least $0.01. A penalty may be charged for early withdrawal.
